Remote Mortgage Processor/Loan Partner

We are seeking a highly energetic remote processor/loan partner to join a growing company in Austin, Texas. The ideal candidate will work with loan officers, borrowers, and third party providers to obtain documentation and submit a thorough, accurate, and complete loan package to Underwriting. Maintain control of the loan file, monitor dates for approval, appraisals, and closing, and ensure that all deadlines are met in a timely and efficient manner. Recognize and resolve challenges early in the process, and provide excellent customer service. Deliver a complete loan file to the Closing Department within established company deadlines.

*** Competitive Base + Bonuses and Full Benefits****

Essential Functions & Responsibilities

• Reviews residential loan application files to verify that application data is complete and meets company standards, including type and amount of mortgage, borrower assets, liabilities, and length of employment; in some cases, recommends a loan application not be sent to Underwriting.

• Prepares necessary documents and submits mortgage loan application files for Underwriting approval.

• Calls specified companies to obtain property abstract, survey, and appraisal.

• Orders FHA case numbers, and tax transcripts, as appropriate.

• Submits conditions to Underwriter to clear loan for approval.

• Follows up on all outstanding orders to third parties and borrowers within established company deadlines.

• Calls or writes credit bureau, employer for verification of employment, (VOE) and any other third party necessary to verify the accuracy of information.

• Prepares file for closing and submits to Closer.

• Mails approval and denial letters to applicants.

• Performs other related duties as assigned.

Other Functions & Responsibilities

• Produces loan documents, reports, and new accounts in a timely fashion, with zero unresolved errors.

• Accurately prepares file for processing and/or processes loan files within established branch timelines.

• Provides friendly, accurate, professional service to customers and employees through timely response to messages and correspondence.

Experience

Minimum of 3-5 years recent processing experience

Education

A high school diploma or equivalent

Knowledge, Skills & Abilities
Courtesy, customer service, and tact are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation.

Ability to work with self employed borrowers. Correspondent/broker experience a plus!

Other Skills

Basic word processing and computer skills are required.